5 Reasons to Work With a Local Business Insurance Agent

June 9, 2025
Young entrepreneurs meeting with a business insurance agent to discuss liability coverage options.

Starting or growing a business is exciting, but it also comes with its share of risks. That’s why having the right insurance is one of the smartest moves you can make. At Sherzer Insurance in Daytona Beach, FL, we understand what local business owners need because we’ve been right here in the community since 1979. Working with a local business insurance agent gives you more than just a policy—it gives you a partner who cares about your success.


This post breaks down the top benefits of choosing a local agent who understands your business and the Florida market inside and out.

1. Local Knowledge That Protects Your Business

Every state has different rules and risks, and Florida is no exception. Between hurricane threats, tourism-related risks, and industry-specific laws, Florida businesses face challenges not everyone understands. A local business insurance agent like Sherzer Insurance knows what policies are required, what coverage limits make sense, and how to prepare your business for the unexpected.


We’ll make sure you’re covered where it counts, whether you need general business liability coverage, commercial property insurance, or workers’ comp protection.

2. Personalized, Face-to-Face Service

There’s nothing like sitting down with someone who truly listens. At Sherzer Insurance, we take pride in providing one-on-one service in our Daytona Beach office and beyond. We don’t believe in cookie-cutter policies. Instead, we take the time to learn about your business goals, risks, and needs so we can build a coverage plan that fits—without overpaying for things you don’t need.

3. We Shop Around so You Don’t Have To

As an independent insurance agency, we’re not tied to one carrier. That means we work with multiple A-rated companies like Nationwide, Progressive, and other trusted providers. This gives us the ability to compare prices and coverage options across the board, saving you time and money. It's all part of our “We Shop; You Save” promise.

Here’s what we help shop for:

  • General Liability
  • Professional Liability
  • Commercial Auto
  • Business Property Insurance
  • Workers’ Compensation
  • Industry-Specific Policies
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4. Fast, Reliable Claims Support When It Counts

Filing a claim is stressful, especially if your operations are interrupted. Having a local agent means you don’t have to navigate the process alone. We’ll help guide you through every step, from reporting the incident to working with adjusters and making sure everything is handled fairly. With us, you’re not just a policy number. You’re part of our community.

5. Long-Term Protection As Your Business Grows

Businesses evolve. Whether you're hiring employees, expanding locations, or adding new services, your insurance should grow with you. A dedicated business insurance agent stays by your side, ready to review and update your policies as your needs change. At Sherzer Insurance, we build long-term relationships with our clients and are always just a phone call away.

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Let’s Talk About Protecting Your Business Today

Running a business is already a full-time job. Let Sherzer Insurance help protect what you’ve built. Our team in Daytona Beach is here to make insurance simple, affordable, and tailored to you. Call us at (386) 868-2121 to schedule a free consultation with a local business insurance agent today. Let’s make sure your business has the right business liability coverage and beyond.

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